Mesa, AZ Home InsuranceHome insurance in Mesa, AZ
Parts of Mesa are in mapped flood zones, and flooding isn't covered by a standard policy. Here's what to check.
Flood risk in Mesa
Flooding is not covered by a standard homeowners policy anywhere in the country — it is a separate policy. Whether you are required to carry it depends on the zone your address falls in.
FEMA's current mapping for the Mesa area shows Zone AH, Zone A, Zone AE alongside Zone X, which is the lower-risk designation.
MESA, CITY OF is in FEMA's Community Rating System at Class 10, which earns residents off flood insurance in the high-risk zones. Most homeowners have never heard of this and it applies automatically.
Source: FEMA National Flood Hazard Layer; NFIP community 040048.
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